Protect Your Loved Ones From

Financial Burden

— Final Expense Insurance

Affordable coverage to relieve your family of funeral costs, debts, and final expenses — no medical exams required.

  • No Medical Exams

  • Premiums Never Increase

  • Benefits Never Decrease

  • Coverage up to $50,000+

  • Plans to Fit Every Budget


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What is Final Expense?

Final Expense Insurance helps relieve your loved ones from the financial stress of covering funeral costs, medical bills, and other final expenses after you’re gone. It ensures your family has peace of mind knowing everything is taken care of — from the casket and burial to outstanding bills that may arise.

Why Choose Final Expense Insurance?

Final Expense Insurance gives you confidence that your family won’t face financial hardship during one of life’s most difficult times. Instead of leaving loved ones scrambling to cover unexpected costs, this affordable coverage ensures your final wishes are honored — without creating added stress for your family.

These are some key advantages of choosing Final Expense:

  • Coverage Amounts: Policies typically range from $5,000 to $50,000, ideal for funeral and burial costs.

  • Fixed Premiums: Your rates stay the same throughout the life of the policy.

  • Flexible Use: Benefits can cover medical bills, credit card debt, or any final expenses.

  • Beneficiary Control: Your loved ones can use the payout however they need.

Grab Your Free Guide: 5 Costly Mistakes to Avoid When Buying Life Insurance

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Frequently Asked Questions about Final Expense

Who should consider buying final expense insurance?

Anyone who wants to make sure their loved ones aren’t left with the financial burden of covering funeral and other final expenses. Final expense insurance offers peace of mind knowing everything is taken care of — even if you're not there to do it yourself.

How much does final expense insurance cost?

The cost depends on your age, health, and how much coverage you want. Final expense policies usually have smaller benefit amounts than traditional life insurance, making them more affordable for most people.

Can I use final expense insurance to pay for expenses other than my funeral?

Yes. In addition to funeral costs, final expense insurance can help cover medical bills, outstanding debts, credit card balances, or other related end-of-life expenses. Be sure to review your policy carefully to understand exactly what's covered.

How do I choose a final expense insurance policy?

The cost depends on your age, health, and how much coverage you want. Final expense policies usually have smaller benefit amounts than traditional life insurance, making them more affordable for most people.

1️⃣ Estimate how much coverage you’ll need.

2️⃣ Compare different companies and policy options.

3️⃣ Review the policy details — know exactly what’s covered.

4️⃣ Choose a company with a strong reputation and excellent service.

5️⃣ Don’t hesitate to ask questions — that’s what we’re here for!

Can I purchase final expense insurance if I have a pre-existing health condition?

Yes! Many final expense insurance plans are available even if you have a pre-existing condition. Since these policies typically have smaller benefits, they’re often easier to qualify for — some don’t require a medical exam at all. The cost may be a little higher depending on your health, but we’ll help you compare options and find a plan that fits your needs and your budget.

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TESTIMONIALS

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See how families are prepared, and confident with their college planning

with Loretta Stewart and CFS.

Exceptional service and expertise!

"We would like to take this opportunity to personally thank you and your company for all of your professional services in obtaining college funding for our daughter."

- The Williams Family

Extra $5,000 Scholarship per year!

"We are very pleased with the assistance we received from CFS. Our son was able to receive an additional $5,000 scholarship, per year, from Yale University. We can't wait to get signed up for the next year. Thanks again for all your help."

- The Sanderson Family

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"Thank you, CFS, for helping our daughter with her college options. Your constant efforts really helped her get into the perfect college."

– The Turner Family